Available on Android

Track balances,
not transactions

Understand your money in under a minute a day. Just log your balances — the app turns them into clarity.

< 1 min Daily
100% Offline
Free Forever
Why this exists

Most finance apps fail you

80% of users quit budgeting apps within 3 weeks. Transaction logging is the problem, not the solution.

Other apps
✕Log every coffee, grocery, and transfer
✕Data drifts from reality over time
✕Guilt-driven budgets
✕Abandoned after 2-3 weeks
NoTransaction
✓Confirm balances once a day
✓Always matches your real bank numbers
✓Reflects, never judges
✓Built for habits that last
How it works

3 steps. Under a minute.

1
Add accounts

Spending, savings, investment, debt, emergency — organize by purpose across 7 types.

2
Log balances

Enter today's numbers. Missed a day? Backfill anytime — no penalties, no broken streaks.

3
See insights

9 smart rules analyze your data automatically — spending pressure, savings momentum, net worth trends, and more.

Features

Built for clarity

Net worth tracking

See how your total wealth changes day by day. One chart, all your accounts, the big picture at a glance.

Financial health score

A single score that captures your overall financial well-being, updated every day.

Insight engine

9 intelligent rules analyze your data — spending pressure, savings momentum, debt trends, and more.

Financial structure

Visualize your asset vs. liability breakdown. Understand where your money lives.

7 account purposes

Spending, Savings, Investment, Debt, Emergency, Receivable, Recurring — each with its own color and tracking.

Private by design

All data stays on your device. No cloud, no accounts, no data collection. Balance obscure mode for privacy.

Backfill anytime

Missed a day? Go back and fill it in. No penalties, no broken streaks.

Backup & restore

Export your data as a portable file. Import it on any device. Multi-currency support with 170+ currencies.

Philosophy

"Clarity first. Discipline follows."

— The principle behind NoTransaction

  • One glance, one insight, one action
  • Mistakes are forgiven — edit anytime
  • Every tap should be worth it
  • Progress over perfection
  • Reflect your data, never judge
  • Simple by default, advanced by choice

Start understanding your money

Under a minute a day. Completely free. Your data never leaves your device.

Get it on Google Play

Free on Android — iOS coming soon